Robert kiyosaki second chance full version. Second chance (2015)
Current page: 1 (total of the book has 23 pages) [available passage for reading: 6 pages]
Robert Kiyosaki
Second chance
SECOND CHANCE (For your money, your life and our world) by Robert T. Kiyosaki, 2015.
© 2015 by Robert T. Kiyosaki. This edition published by arrangement with the Rich Dad Operating Company, LLC. First Russian Edition: October 2015
© Translation. Edition in Russian. Registration. LLC "Potpourri", 2015
Dedication
This book is dedicated to Dr. Richard Buckminster Fuller (1895-1983).
Dr. Fuller is a person who is almost impossible to describe or refer to any category of people. He is called a futurist, inventor, teacher, philosopher and architect. Twice he was admitted to Harvard University and twice expelled.
Buckminster Fuller has received numerous honorary doctorates, US patents, awards and honors, notably gold medal American Institute of Architects and the Presidential Medal of Freedom from President Ronald Reagan.
Buckminster Fuller's greatest acclaim came from the development of the geodesic dome, a structure that is used around the world today. One such dome is on display at Disney World's Experimental Prototype Community of the Future theme park. He was called the first futurist - the man who gave the prediction of the future status scientific discipline... Many of Fuller's predictions have already become reality, and many are becoming reality today.
Most of all, Dr. Fuller was loved for his humanity and was called "a genius, supportive of the planet" and "grandfather of the future." In 1982, American bard John Denver dedicated his song What One Man Can Do to him.
Above is the Fuller Geodesic Dome US Pavilion at Expo 67 in Montreal.
This book begins with a description of my trip to Expo 67. I hitchhiked from New York to Montreal to see Fuller's dome ... and see the future.
Acknowledgments
A heartfelt thanks to Mike Sullivan, CEO of Rich Dad, and Shane Canilla, President of Rich Dad, for ridding the company of the ballast of the past and bringing it into the future. And for giving the Rich Dad Company a second chance.
Special thanks go to the Rich Dad team for their support to Mike and Shane at a time when our souls were being tested.
Rich Dad Team
Katie Grady - 2000
Mona Gambetta - 2001
Bob Turner - 2002
Christina Ingemansdotter - 2004
Greg Arthur - 2006
Mike Allen - 2007
Brett Bottesch - 2008
Ryan Nalepinski - 2008
Mike Sullivan - 2009
Shane Canilla - 2009
Robert Burman - 2009
Robb Lecomte - 2009
Brad Kendall - 2009
David Leong - 2009
Rhonda Hitchcock - 2009
Aidalia Fuentes - 2010
Darrin Moore - 2010
Jack Koch - 2011
Zeke Contreras - 2011
David Adams - 2012
Derek Harju - 2012
Matthew Stein - 2012
Tony Femino - 2012
Melissa Marler - 2012
Josh Nesa - 2014
Matt Kwurk - 2014
Acknowledgments
Special thanks to Mona Gambetta. Without her, this and most of Rich Dad's other books would not have seen the light of day. Like Energizer Bunny, Mona is always willing to work longer than her job demands, 24 hours a day, 7 days a week. If the Rich Dad company was military organization Mona would be awarded the Silver Star medal for courage and valor.
I'm sure Mona and all the other Rich Dad staff will join me in expressing gratitude to the Plata team. Each of them contributed to the creation of this book. Special thanks to Rhonda Hitchcock, Steve King, Greg Arthur, Dave Leong, Jake Johnson, Kelly Coppola, Garrett Sutton, and Darrin Moore.
I would like to thank my wife, Kim, for being a rich woman who perfectly combines love, wisdom and beauty, and serving as a source of strength at the heart of the Rich Dad company.
And of course, thanks to the millions of people around the world who, like you, read the Rich Dad books, play our games, and teach them to their children. Thank you all for moving Rich Dad forward and actively participating in our global mission:
To improve the financial well-being of humanity.
Acknowledgments
Thank you Rich Dad advisors for sharing your extraordinary wisdom.
Blair Singer, advisor to Rich Dad since 1981 on sales and team building
Ken McElroy, advisor to Rich Dad since 1999 on real estate, debt and capital raising
Garrett Sutton, Esq. advisor to Rich Dad since 2001 on business plans and asset protection
Darren Weeks, advisor to Rich Dad since 2001 on entrepreneurship and education
Tom Whewright, Certified Public Accountant, advisor to Rich Dad since 2006 on taxes and wealth accumulation strategies
Andy Tanner, advisor to Rich Dad since 2006 on paper assets
Josh and Lisa Lannon, Rich Dad advisors since 2008 on social entrepreneurship and behavior change
Author's note
Despite the fact that this book touches on issues of politics and government controlled, it does not contain any secret political plans... The author is neither a Republican nor a Democrat. For that matter, he sympathizes with the Independent Party.
This book uses the terms the God and spirit... However, this is not a religious book. There is no religious background to it. The author believes in freedom of religion, in freedom to believe - or not believe - in God.
Foreword
We are called to be the architects of the future, not its victims.
Richard Buckminster Fuller
Once upon a time ...
America was the richest creditor country in the world.
Once upon a time ...
the US dollar was backed by gold.
Once upon a time ...
those who printed money were considered criminals and called counterfeiters.
Once upon a time ...
a person received an education, got a job, retired young, and then lived happily ever after.
Once upon a time ...
all you had to do was buy a house, and when your house went up in value, you became rich.
Once upon a time ...
all you had to do was invest in the stock market, and when the market went up, you became rich.
Once upon a time ...
a college diploma qualifies for a high salary.
Once upon a time ...
age was an asset.
Once upon a time ...
retired people could count on systems to take care of them social security and old age health insurance.
Unfortunately, these times have sunk into the past. The tale has come to an end. The world has changed and continues to change.
V: - So what should ordinary people do now?
A: This is what our book tells about. You will learn how to give a second chance to yourself, your money and your life.
This book is divided into three parts: Past, Present and Future.
Past reveals true reasons financial crisis.
The present analyzes where you are today.
Future talks about a second chance for your money and your life, and how you can use the opportunities you find in difficult times of crisis to create the life you want.
The word "crisis" has become the most important today. You need to remember that every crisis has two sides: danger and possibility.
Second chance requires you to avoid dangers and prepared for opportunities that exist in the period growing global financial crisis.
Part one
Past
Old school
Get an education, get a job, work hard, buy a house, get out of debt, and make long-term investments in the stock market.
Foreword
I recently stopped by a Starbucks and met a friend there that I hadn’t seen in years. I was glad to meet you, but surprised that he worked behind the counter.
- How long have you been working here? I asked.
“About five months,” he replied, taking my order.
- And what happened? I asked.
- After the market crash in 2007, I lost my job. I found another place, but that company soon fell apart. The savings ran out quickly and we ended up losing our home. We just couldn't pay for it anymore. But don’t worry, ”he continued,“ we are working. We are not on benefits. We both have jobs, but they pay very little. So I'm doing a part-time job here at Starbucks to make a couple of extra bucks. You feel what a pun: I work for bucks at Starbucks!
As he said this, he laughed out loud.
Stepping aside so that the visitors behind me could place their orders, I asked:
- What are you doing for your future?
- I went to study again. I'm going to get another master's degree. You know, it's pretty funny to be a student again. Sometimes I even get to lectures with my son. He will soon receive his first master's degree.
- Did you get a loan for education?
- Yes. What else can we do? Of course, these are bonded loans. I'll have to pay for the rest of my life mine... It's good that my son will have more time to pay off his loan. But we all need additional education... Only then will we have a chance to find a well-paid job. We need to make money. You need to make a living. That's why you have to learn.
After paying, I got a cup of hot coffee. When I offered my friend a tip, he refused, and I understood why he did this. So I wished him luck and went out the door.
The first part of this book is about the past. More precisely, how we got to the global financial crisis.
George Orwell wrote in his 1984 book:
In times of widespread deception, telling the truth is a revolutionary act.
Chapter one
Why the rich don't work for money
They use money to cheat ... Our wealth is stolen by means of the money we work for.
Richard Buckminster Fuller
Rich Dad Poor Dad was published in 1997 with our own money because every major publisher we approached turned down. Some of them sarcastically declared: "You do not know what you are writing about."
Some of my rich dad's statements, such as:
1. Your home is not your asset.
2. The savings holders are losing.
3. The rich don't work for money.
A decade later, in 2007, the subprime mortgage crisis hit and many homeowners learned the hard way that their home was not an asset.
In 2008, the US government and the Federal Reserve Bank began printing trillions of dollars, and millions of those who saved money lost money as the purchasing power of money fell due to inflation, higher taxes and lower interest rates on their savings.
Rich dad's lesson number one in Rich Dad Poor Dad was, “The rich don't work for money,” and of the three statements above about money, it was the least criticized. In this chapter, you will learn why this statement is one of my rich dad's most important lessons, and why it needs to be learned before you consider your second chances, both for your money and for your life.
What you need to know about moneyThe topic of money can be daunting and daunting. But if you start with the basics and use them as building blocks, you can gain the knowledge you need to understand the intricacies of money, learn the principles of investing, and understand how to make money work for you.
First of all, you need to learn that money is a thing in dealing with which you can you achieve mastery, a thing that can give you the confidence to make informed and competent decisions.
V: - Who needs a second chance?
A: - To all of us.
V: - Why?
A: - Because money - and our ideas about it - have changed and continue to change.
V: - Why is it important?
A: - Because the poor will get poorer, the middle class will shrink, and the rich will get richer.
V: - But everyone knows that it has always been this way. The rich get richer and everyone else gets poorer. What can be new in this process?
A: - That many people who are rich today will become new poor.
V: - Why will rich people become the new poor?
A: - There are many reasons. One is that many rich people measure their wealth with money.
V: - What's wrong with that?
A: - That money is no longer money.
V: - But if money ceased to be money, then what became money?
A: - Knowledge has become the new money.
V: - Are you saying that since knowledge has become money, today many poor and middle-income people have the opportunity to become rich tomorrow?
A: - Quite right. In the past, the rich were those who controlled land and resources such as oil, weapons, giant corporations. Today the situation has changed. We live in an information age - and information is plentiful and often available free of charge.
V: - But then why doesn't everyone get rich?
A: - In order to turn information into knowledge, education is required. Without financial education, people cannot turn information into personal wealth.
V: - But America spends billions on education. Why, then, are there more poor people than rich people?
She formal education is spent hundreds of billions of dollars, and financial almost nothing stands out.
V: - And why financial education is not included in the programs of educational institutions?
A: - I have been asking this question for many years - since I was nine years old.
V: - And what did you find out?
A: - I learned that knowledge gives power. If you want to control people's lives, limit their access to knowledge. This is why, throughout human history, despots have burned books and sent into exile (or even killed) those who possessed knowledge and threatened their power. Front Civil war in America, in many states, it was illegal to teach slaves to read and write. Knowledge is the most powerful force in the world. That is why control over them is a prerequisite for maintaining power.
The formula is:
Information × Education = Knowledge.
Knowledge is strength, lack of knowledge is weakness.
My poor dad was highly educated and had a Ph.D. but received almost no financial education. He had authority in the education system, but very little power in real world.
My rich dad didn't finish high school, but he got a great education in the world of money. And while he couldn't match poor dad in terms of formal education, he had a lot more power in the real world.
V: - This means that those in power retain their power with the help of the education system, determining what to teach and what not to teach. So why is financial education not part of the school curriculum?
A: - I am sure that this is the reason. Today financial knowledge gives more power than guns, whips and shackles in times of slavery. Lack of financial education makes billions of people slaves around the world.
V: - And what has replaced guns, whips and shackles?
A: - Monetary system.
V: - Monetary system? Our money? But how can the monetary system provide power over people?
A: - The monetary system is needed so that people remain poor, and not so that they become rich. The monetary system is about making people work hard for money. Money enslaves those without financial education. People without financial education become slaves to wages.
The most the best remedy the key to stealing our wealth is money - the very thing for which most people have to work their whole lives. This is why the people who work hardest for money, the so-called “working poor,” continue to get poorer, not richer, no matter how hard they work.
V: - But how exactly is our wealth stolen through money?
A: - There are many ways. You may already know some of them. Here they are:
1. Taxes
The value of your labor is stolen through taxes.
2. Inflation
When the government prints money, prices go up. Rising prices are forcing people to work harder to spend more money on taxes and inflation.
3. Savings
Banks steal the wealth of savings holders using what is called fractional reserve banking. Suppose the reserve rate is 10. This means that if the depositor deposits $ 1 into his savings account, the $ 1 deposit allows the bank to issue $ 10 to the borrowers. In fact, this is another way of printing money, which not only spurs inflation, but also reduces the purchasing power of the depositor's money. And that's just one of the many reasons rich dad said, "The savers are losing."
Later in this book, I will talk about other ways in which money is stolen from you. As I said, "the monetary system is needed to keep people poor, not to make them rich."
V: - Can you prove it?
A: Since one picture is worth a thousand words, I will show you a diagram. Of course, it cannot serve as a proof, but it tells a story about an increase in the number of people who need help from the state.
War on povertyIn 1964, President Lyndon Johnson proclaimed the war on poverty. Many people believe that we won this war. Many do not believe. The chart below shows the number of people enrolled in the America's Discount Food Program. Contrary to the conviction of many that we have won the war on poverty, the rise in the number of people surviving on food stamps paints a very different picture.
The chart shows that in 1975, approximately 17 million people were receiving food stamps. By 2013, this figure had increased to 47 million and continues to grow.
Number of Food Stamp Recipients (Annually)
www.trivisonno.com
V: - If the number of poor people is growing, where do they come from?
A: - They are supplied by the middle class. Many of today's poor were quite successful middle-class America a few years ago.
War with the middle classThe number of families whose earned incomes correspond to the level of the middle class is steadily decreasing
In addition to the cessation of income growth for the middle class, since the early 1970s, there has been a trend towards a decrease in the number of families whose earned incomes correspond to the level of the middle class. The proportion of American families earning between 50 and 150 percent of the median income was 42.2 percent in 2010, up from 50.3 percent in 1970.
Percentage of households with annual income of 50 percent of the median
Current page: 1 (total of the book has 25 pages) [available passage for reading: 5 pages]
Robert Kiyosaki
Second chance
...SECOND CHANCE (For your money, your life and our world) by Robert T. Kiyosaki, 2015.
© 2015 by Robert T. Kiyosaki. This edition published by arrangement with the Rich Dad Operating Company, LLC. First Russian Edition: October 2015
© Translation. Edition in Russian. Registration. LLC "Potpourri", 2015
Dedication
This book is dedicated to Dr. Richard Buckminster Fuller (1895-1983).
Dr. Fuller is a person who is almost impossible to describe or refer to any category of people. He is called a futurist, inventor, teacher, philosopher and architect. Twice he was admitted to Harvard University and twice expelled.
Buckminster Fuller has received numerous honorary doctorates, US patents, awards and honors, including the American Institute of Architects Gold Medal and the Presidential Medal of Freedom from President Ronald Reagan.
Buckminster Fuller's greatest acclaim came from the development of the geodesic dome, a structure that is used all over the world today. One such dome is on display at Disney World's Experimental Prototype Community of the Future theme park. He was called the first futurist - the man who gave the prediction of the future the status of a scientific discipline. Many of Fuller's predictions have already become reality, and many are becoming reality today.
Most of all, Dr. Fuller was loved for his humanity and was called "a genius, supportive of the planet" and "grandfather of the future." In 1982, American bard John Denver dedicated his song What One Man Can Do to him.
Above is the Fuller Geodesic Dome US Pavilion at Expo 67 in Montreal.
This book begins with a description of my trip to Expo 67. I hitchhiked from New York to Montreal to see Fuller's dome ... and see the future.
Acknowledgments
A heartfelt thanks to Mike Sullivan, CEO of Rich Dad, and Shane Canilla, President of Rich Dad, for ridding the company of the ballast of the past and bringing it into the future. And for giving the Rich Dad Company a second chance.
Special thanks go to the Rich Dad team for their support to Mike and Shane at a time when our souls were being tested.
...Rich Dad Team
Katie Grady - 2000
Mona Gambetta - 2001
Bob Turner - 2002
Christina Ingemansdotter - 2004
Greg Arthur - 2006
Mike Allen - 2007
Brett Bottesch - 2008
Ryan Nalepinski - 2008
Mike Sullivan - 2009
Shane Canilla - 2009
Robert Burman - 2009
Robb Lecomte - 2009
Brad Kendall - 2009
David Leong - 2009
Rhonda Hitchcock - 2009
Aidalia Fuentes - 2010
Darrin Moore - 2010
Jack Koch - 2011
Zeke Contreras - 2011
David Adams - 2012
Derek Harju - 2012
Matthew Stein - 2012
Tony Femino - 2012
Melissa Marler - 2012
Josh Nesa - 2014
Matt Kwurk - 2014
Acknowledgments
Special thanks to Mona Gambetta. Without her, this and most of Rich Dad's other books would not have seen the light of day. Like Energizer Bunny, Mona is always willing to work longer than her job demands, 24 hours a day, 7 days a week. If the Rich Dad Company were a military organization, Mona would be awarded the Silver Star Medal for courage and valor.
I'm sure Mona and all the other Rich Dad staff will join me in expressing gratitude to the Plata team. Each of them contributed to the creation of this book. Special thanks to Rhonda Hitchcock, Steve King, Greg Arthur, Dave Leong, Jake Johnson, Kelly Coppola, Garrett Sutton, and Darrin Moore.
I would like to thank my wife, Kim, for being a rich woman who perfectly combines love, wisdom and beauty, and serving as a source of strength at the heart of the Rich Dad company.
And of course, thanks to the millions of people around the world who, like you, read the Rich Dad books, play our games, and teach them to their children. Thank you all for moving Rich Dad forward and actively participating in our global mission:
To improve the financial well-being of humanity.
Acknowledgments
Thank you Rich Dad advisors for sharing your extraordinary wisdom.
Blair Singer, advisor to Rich Dad since 1981 on sales and team building
Ken McElroy, advisor to Rich Dad since 1999 on real estate, debt and capital raising
Garrett Sutton, Esq. advisor to Rich Dad since 2001 on business plans and asset protection
Darren Weeks, advisor to Rich Dad since 2001 on entrepreneurship and education
Tom Whewright, Certified Public Accountant, advisor to Rich Dad since 2006 on taxes and wealth accumulation strategies
Andy Tanner, advisor to Rich Dad since 2006 on paper assets
Josh and Lisa Lannon, Rich Dad advisors since 2008 on social entrepreneurship and behavior change
Despite the fact that this book touches on issues of politics and government, it does not contain any secret political plans. The author is neither a Republican nor a Democrat. For that matter, he sympathizes with the Independent Party.
This book uses the terms the God and spirit... However, this is not a religious book. There is no religious background to it. The author believes in freedom of religion, in freedom to believe - or not believe - in God.
Foreword
We are called to be the architects of the future, not its victims.
Richard Buckminster Fuller
Once upon a time ...
America was the richest creditor country in the world.
Once upon a time ...
the US dollar was backed by gold.
Once upon a time ...
those who printed money were considered criminals and called counterfeiters.
Once upon a time ...
a person received an education, got a job, retired young, and then lived happily ever after.
Once upon a time ...
all you had to do was buy a house, and when your house went up in value, you became rich.
Once upon a time ...
all you had to do was invest in the stock market, and when the market went up, you became rich.
Once upon a time ...
a college diploma qualifies for a high salary.
Once upon a time ...
age was an asset.
Once upon a time ...
a retired person could count on being cared for by social security and old-age health insurance.
Unfortunately, these times have sunk into the past. The tale has come to an end. The world has changed and continues to change.
V: - So what should ordinary people do now?
A: This is what our book tells about. You will learn how to give a second chance to yourself, your money and your life.
This book is divided into three parts: Past, Present and Future.
Past reveals true reasons financial crisis.
The present analyzes where you are today.
Future talks about a second chance for your money and your life, and how you can use the opportunities you find in difficult times of crisis to create the life you want.
The word "crisis" has become the most important today. You need to remember that every crisis has two sides: danger and possibility.
Second chance requires you to avoid dangers and prepared for opportunities that exist in the period growing global financial crisis.
Part one
Old school
Get an education, get a job, work hard, buy a house, get out of debt, and make long-term investments in the stock market.
Foreword
I recently stopped by a Starbucks and met a friend there that I hadn’t seen in years. I was glad to meet you, but surprised that he worked behind the counter.
- How long have you been working here? I asked.
“About five months,” he replied, taking my order.
- And what happened? I asked.
- After the market crash in 2007, I lost my job. I found another place, but that company soon fell apart. The savings ran out quickly and we ended up losing our home. We just couldn't pay for it anymore. But don’t worry, ”he continued,“ we are working. We are not on benefits. We both have jobs, but they pay very little. So I'm doing a part-time job here at Starbucks to make a couple of extra bucks. You feel what a pun: I work for bucks at Starbucks!
As he said this, he laughed out loud.
Stepping aside so that the visitors behind me could place their orders, I asked:
- What are you doing for your future?
- I went to study again. I'm going to get another master's degree. You know, it's pretty funny to be a student again. Sometimes I even get to lectures with my son. He will soon receive his first master's degree.
- Did you get a loan for education?
- Yes. What else can we do? Of course, these are bonded loans. I'll have to pay for the rest of my life mine... It's good that my son will have more time to pay off his loan. But we all need additional education. Only then will we have a chance to find a well-paid job. We need to make money. You need to make a living. That's why you have to learn.
After paying, I got a cup of hot coffee. When I offered my friend a tip, he refused, and I understood why he did this. So I wished him luck and went out the door.
The first part of this book is about the past. More precisely, how we got to the global financial crisis.
George Orwell wrote in his 1984 book:
In times of widespread deception, telling the truth is a revolutionary act.
Chapter one
Why the rich don't work for money
They use money to cheat ... Our wealth is stolen by means of the money we work for.
Richard Buckminster Fuller
Rich Dad Poor Dad was published in 1997 with our own money because every major publisher we approached turned down. Some of them sarcastically declared: "You do not know what you are writing about."
Some of my rich dad's statements, such as:
1. Your home is not your asset.
2. The savings holders are losing.
3. The rich don't work for money.
A decade later, in 2007, the subprime mortgage crisis hit and many homeowners learned the hard way that their home was not an asset.
In 2008, the US government and the Federal Reserve Bank began printing trillions of dollars, and millions of those who saved money lost money as the purchasing power of money fell due to inflation, higher taxes and lower interest rates on their savings.
Rich dad's lesson number one in Rich Dad Poor Dad was, “The rich don't work for money,” and of the three statements above about money, it was the least criticized. In this chapter, you will learn why this statement is one of my rich dad's most important lessons, and why it needs to be learned before you consider your second chances, both for your money and for your life.
What you need to know about money
The topic of money can be daunting and daunting. But if you start with the basics and use them as building blocks, you can gain the knowledge you need to understand the intricacies of money, learn the principles of investing, and understand how to make money work for you.
First of all, you need to learn that money is a thing in dealing with which you can you achieve mastery, a thing that can give you the confidence to make informed and competent decisions.
V: - Who needs a second chance?
A: - To all of us.
V: - Why?
A: - Because money - and our ideas about it - have changed and continue to change.
V: - Why is it important?
A: - Because the poor will get poorer, the middle class will shrink, and the rich will get richer.
V: - But everyone knows that it has always been this way. The rich get richer and everyone else gets poorer. What can be new in this process?
A: - That many people who are rich today will become new poor.
V: - Why will rich people become the new poor?
A: - There are many reasons. One is that many rich people measure their wealth with money.
V: - What's wrong with that?
A: - That money is no longer money.
V: - But if money ceased to be money, then what became money?
A: - Knowledge has become the new money.
V: - Are you saying that since knowledge has become money, today many poor and middle-income people have the opportunity to become rich tomorrow?
A: - Quite right. In the past, the rich were those who controlled land and resources such as oil, weapons, giant corporations. Today the situation has changed. We live in an information age - and information is plentiful and often available free of charge.
V: - But then why doesn't everyone get rich?
A: - In order to turn information into knowledge, education is required. Without financial education, people cannot turn information into personal wealth.
V: - But America spends billions on education. Why, then, are there more poor people than rich people?
She formal education is spent hundreds of billions of dollars, and financial almost nothing stands out.
V: - And why is financial education not included in the curricula of educational institutions?
A: - I have been asking this question for many years - since I was nine years old.
V: - And what did you find out?
A: - I learned that knowledge gives power. If you want to control people's lives, limit their access to knowledge. This is why, throughout human history, despots have burned books and sent into exile (or even killed) those who possessed knowledge and threatened their power. Before the American Civil War, many states were prohibited by law from teaching slaves to read and write. Knowledge is the most powerful force in the world. That is why control over them is a prerequisite for maintaining power.
The formula is:
...Information × Education = Knowledge.
Knowledge is strength, lack of knowledge is weakness.
My poor dad was highly educated and had a Ph.D., but received almost no financial education. He had authority in the education system, but very little power in the real world.
My rich dad didn't finish high school, but he got a great education in the world of money. And while he couldn't match poor dad in terms of formal education, he had a lot more power in the real world.
V: - This means that those in power retain their power with the help of the education system, determining what to teach and what not to teach. So why is financial education not part of the school curriculum?
A: - I am sure that this is the reason. Financial knowledge provides more power today than guns, whips, and shackles during a time of slavery. Lack of financial education makes billions of people slaves around the world.
V: - And what has replaced guns, whips and shackles?
A: - Monetary system.
V: - Monetary system? Our money? But how can the monetary system provide power over people?
A: - The monetary system is needed so that people remain poor, and not so that they become rich. The monetary system is about making people work hard for money. Money enslaves those without financial education. People without financial education become slaves to wages.
The best way to steal our wealth is money - the very thing for which most people have to work their whole lives. This is why the people who work hardest for money, the so-called “working poor,” continue to get poorer, not richer, no matter how hard they work.
V: - But how exactly is our wealth stolen through money?
A: - There are many ways. You may already know some of them. Here they are:
1. Taxes
The value of your labor is stolen through taxes.
2. Inflation
When the government prints money, prices go up. Rising prices are forcing people to work harder to spend more money on taxes and inflation.
3. Savings
Banks steal the wealth of savings holders using what is called fractional reserve banking. Suppose the reserve rate is 10. This means that if the depositor deposits $ 1 into his savings account, the $ 1 deposit allows the bank to issue $ 10 to the borrowers. In fact, this is another way of printing money, which not only spurs inflation, but also reduces the purchasing power of the depositor's money. And that's just one of the many reasons rich dad said, "The savers are losing."
Later in this book, I will talk about other ways in which money is stolen from you. As I said, "the monetary system is needed to keep people poor, not to make them rich."
V: - Can you prove it?
A: Since one picture is worth a thousand words, I will show you a diagram. Of course, it cannot serve as a proof, but it tells a story about an increase in the number of people who need help from the state.
War on poverty
In 1964, President Lyndon Johnson proclaimed the war on poverty. Many people believe that we won this war. Many do not believe. The chart below shows the number of people enrolled in the America's Discount Food Program. Contrary to the conviction of many that we have won the war on poverty, the rise in the number of people surviving on food stamps paints a very different picture.
The chart shows that in 1975, approximately 17 million people were receiving food stamps. By 2013, this figure had increased to 47 million and continues to grow.
...
Number of Food Stamp Recipients (Annually)
www.trivisonno.com
V: - If the number of poor people is growing, where do they come from?
A: - They are supplied by the middle class. Many of today's poor were quite successful middle-class America a few years ago.
War with the middle class
...The number of families whose earned incomes correspond to the level of the middle class is steadily decreasing
In addition to the cessation of income growth for the middle class, since the early 1970s, there has been a trend towards a decrease in the number of families whose earned incomes correspond to the level of the middle class. The proportion of American families earning between 50 and 150 percent of the median income was 42.2 percent in 2010, up from 50.3 percent in 1970.
Percentage of households with annual income of 50 percent of the median
Robert Kiyosaki
Second chance
SECOND CHANCE (For your money, your life and our world) by Robert T. Kiyosaki, 2015.
© 2015 by Robert T. Kiyosaki. This edition published by arrangement with the Rich Dad Operating Company, LLC. First Russian Edition: October 2015
© Translation. Edition in Russian. Registration. LLC "Potpourri", 2015
Dedication
This book is dedicated to Dr. Richard Buckminster Fuller (1895-1983).
Dr. Fuller is a person who is almost impossible to describe or refer to any category of people. He is called a futurist, inventor, teacher, philosopher and architect. Twice he was admitted to Harvard University and twice expelled.
Buckminster Fuller has received numerous honorary doctorates, US patents, awards and honors, including the American Institute of Architects Gold Medal and the Presidential Medal of Freedom from President Ronald Reagan.
Buckminster Fuller's greatest acclaim came from the development of the geodesic dome, a structure that is used all over the world today. One such dome is on display at Disney World's Experimental Prototype Community of the Future theme park. He was called the first futurist - the man who gave the prediction of the future the status of a scientific discipline. Many of Fuller's predictions have already become reality, and many are becoming reality today.
Most of all, Dr. Fuller was loved for his humanity and was called "a genius, supportive of the planet" and "grandfather of the future." In 1982, American bard John Denver dedicated his song What One Man Can Do to him.
Above is the Fuller Geodesic Dome US Pavilion at Expo 67 in Montreal.
This book begins with a description of my trip to Expo 67. I hitchhiked from New York to Montreal to see Fuller's dome ... and see the future.
Acknowledgments
A heartfelt thanks to Mike Sullivan, CEO of Rich Dad, and Shane Canilla, President of Rich Dad, for ridding the company of the ballast of the past and bringing it into the future. And for giving the Rich Dad Company a second chance.
Special thanks go to the Rich Dad team for their support to Mike and Shane at a time when our souls were being tested.
Rich Dad Team
Katie Grady - 2000
Mona Gambetta - 2001
Bob Turner - 2002
Christina Ingemansdotter - 2004
Greg Arthur - 2006
Mike Allen - 2007
Brett Bottesch - 2008
Ryan Nalepinski - 2008
Mike Sullivan - 2009
Shane Canilla - 2009
Robert Burman - 2009
Robb Lecomte - 2009
Brad Kendall - 2009
David Leong - 2009
Rhonda Hitchcock - 2009
Aidalia Fuentes - 2010
Darrin Moore - 2010
Jack Koch - 2011
Zeke Contreras - 2011
David Adams - 2012
Derek Harju - 2012
Matthew Stein - 2012
Tony Femino - 2012
Melissa Marler - 2012
Josh Nesa - 2014
Matt Kwurk - 2014
Acknowledgments
Special thanks to Mona Gambetta. Without her, this and most of Rich Dad's other books would not have seen the light of day. Like Energizer Bunny, Mona is always willing to work longer than her job demands, 24 hours a day, 7 days a week. If the Rich Dad Company were a military organization, Mona would be awarded the Silver Star Medal for courage and valor.
I'm sure Mona and all the other Rich Dad staff will join me in expressing gratitude to the Plata team. Each of them contributed to the creation of this book. Special thanks to Rhonda Hitchcock, Steve King, Greg Arthur, Dave Leong, Jake Johnson, Kelly Coppola, Garrett Sutton, and Darrin Moore.
I would like to thank my wife, Kim, for being a rich woman who perfectly combines love, wisdom and beauty, and serving as a source of strength at the heart of the Rich Dad company.
And of course, thanks to the millions of people around the world who, like you, read the Rich Dad books, play our games, and teach them to their children. Thank you all for moving Rich Dad forward and actively participating in our global mission:
To improve the financial well-being of humanity.
Acknowledgments
Thank you Rich Dad advisors for sharing your extraordinary wisdom.
Blair Singer, advisor to Rich Dad since 1981 on sales and team building
Ken McElroy, advisor to Rich Dad since 1999 on real estate, debt and capital raising
Second Chance Robert Kiyosaki
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Title: Second Chance
Author:
Year: 2015
Genre: Foreign business literature, Popular about business, Management, recruitment
About the book "Second Chance" Robert Kiyosaki
Second Chance is an excellent business book that focuses on the topic of management. Recruiting personnel, running a successful business - all this is written in the book by Robert Kiyosaki "Second Chance". Read quality business literature to guide yourself in the world.
This amazing book was written for those who clearly realized that it was time to start in a new and big way. it literary work dedicated to those people who realize that it is insanely stupid and gone to accumulate currency and banknotes, because every day banks around the world print circulations of euros and dollars. Why invest in the mindlessly long-term if you have to start living right now? “Second Chance” speaks precisely about these moments. Financial markets are crashing and falling. And, as Robert Kiyosaki writes, it is very thoughtless to send your child to comprehensive school because there are no items on financial literacy... Who will give your kid the right financial education? True, certainly not general education teachers... On the pages of his most popular book-bestseller, Robert Kiyosaki "Second Chance" will be able to tell you in the most detailed way about the dangers, risks and opportunities that a person has in the vastness of the global economic crisis.
It is not for nothing that "Second Chance" is today considered a recognized world bestseller. This book is being published and reprinted. There are even audio versions of it.
Robert Kiyosaki decided to fully reveal the meaning of the Chinese character "crisis". In Chinese literacy, the word "crisis" is the hieroglyph for "opportunity" and the hieroglyph for "danger." And so the writer gives his version of the answer to what the financial crisis is, what is the main dissatisfaction of the financial system. This book, if you begin to read it carefully, will give you a real second chance to start living from scratch. If you read this work of fiction and business carefully, you will understand that it is not difficult to make intelligent decisions. You will quickly learn this simple art. And then the newest opportunities, prospects, money moments will open in your life.
Robert Kiyosaki decided to destroy the idea of the monetary system in the pages of his monumental work “Second Chance”. He proved that this knowledge is mythological. The writer teaches how an ordinary citizen can get out of the “circle” of devaluation and inflation. Read this work, learn and go to the next level. We are confident that you will succeed. The book is sobering and insightful. Many of the writer's thoughts seem wild and absurd (for example, about the fact that a person only gets richer from debt), but they really work. On such financial literature you need to nurture yourself and raise a new generation of people.
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